Mariposa,
Im a newby on BOL and really like it. Just read your info on

Mariposa, I would also like to see your risk assessment. I have one started but would like to see your insight. Thanks so much. casey@fwccu.org

You can download her risk assessment by clicking on the link provided in post 960420 of this thread.

I downloaded it and it's very comprehensive and impressive. I know this will sound stupid, but I'm not quite sure how to fill it out. I assumed that risk assessment was done at the product level, not individual account level, but I think the form is designed for individual accounts. I'm also not sure what to put down under "detection methods."

Could you please share your risk assessment templet for red flag with us? My email address is kmccarter@SevierCountyBank.com.

Thank you

I saw your message in regards to your Red Flag Risk Assessment. I would be grateful to see what you came up with.
Thanks for sharing.
My email address is rharrison@peoplesbankmagnolia.com

Thanks,
Ramona

People, PLEASE CHECK THE TOOLS/RED FLAGS SECTION ON BOL

Ramona-

I too am working on red flags. I noted your email address- tell Ross Hello from CHOPPER. I was wondering if you have looked at red flag number 11 very much as of yet. It has to do with personal information not being consistent with other personal Identifying information and correlating the ssn with the date of birth. I have went to SS Admin site and apparently the correlation between number and date of birth is a myth. What is up with that???

You can't correlate a person's age with their social security number, but you can verify that the SSN wasn't issued prior that person's date of birth.

Please explain how I would do that? I appreciate your time for posting in advance.

There are "SSN Verification" reference books out there that tell you a range of dates when a SSN was issued and in what state it was issued. If the potential customer was born 1/1/1990, but the SSN was issued 5/5/1987, then you have a problem with the information you've been given.

Here is just one source for the reference book:

SSN verification book

You can also do that using the Social Security Website. They give you a range of numbers and the dates those numbers were issued and what number is being issued now. It will even tell you what state uses what set of numbers.

Sarah, would you pleas kindly share your risk assessment with me.
Thanks
Tom
tsnyder@mountain1st.com

Please share.
Thanks
Tom
tsnyder@mountain1st.com

Link to Tool

for some reason I can not find the file to download. could you send it on to me?
Thanks
G Thomas Snyder
tsnyder@mountain1st.com

It's the 2 links that read:

* FCRA Red Flag Account Warnings in PDF format (right click on link and save the file to your hard drive)
* FCRA Red Flag Account Warnings in XL format (right click on link and save the file to your hard drive)

And, you might want to remove your personal info from the public forum.