From a common-sense fraud prevention perspective, it should be SOP to verify that (1) the person signing the affidavit of corporate resolutions is the corporate secretary/clerk or other officer, (2) the persons named as officers on the resolution are, in fact, holders of those offices, and (3) the persons signing the signature card are, in fact, who they say they are.
After all, Banking 101 requires that the bank satisfy itself as to the persons' (1) identity and (2) authority.
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John S. Burnett
BankersOnline.com
Fighting for Compliance since 1976
Bankers' Threads User #8