1. Yes. It also includes and third party transfer initiated at an ATM (although I don't think they are common).
2. There's a lot of flexibility in what gets used to ID the terminal location on the statement. In addition to the city and state (or foreign country), there should be one of the following: (a) the street address; (b) a generally accepted name for the location [for example, Central Square or Grand Central Station]; or (c) the name of the owner/operator of the terminal [Macy's; First National Bank]. Or, you can provide the city and state and the owner/operator of the terminal. You should review section 205.9(b) and the Official Staff Interpretations of that section.
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John S. Burnett
BankersOnline.com
Fighting for Compliance since 1976
Bankers' Threads User #8