A man and woman walk into the bank together and go up to the teller window together. They each have accounts at the bank, but not jointly. They do, however, sign on the same SDB. They each cash a cashiers check made out to themselves as individuals, one for $6K (hers)and one for $7K(his). The cashiers checks, which are issued from another bank, are in sequencial order, as if they had them issued at the same time.
Is there any reason to complete a CTR? We know they live at the same address and that they were obviously at the other bank together, but I can't make myself believe that they were both benefitting from the transactions just because they completed the whole thing "together". The teller cashed the checks separately and gave each person his/her money separately.
Why is this hurting my head? This just happened so any input would be appreciated.
_________________________
>^..^<