I have a check that I am sending WOE to the depositing bank that has been altered.

Business check payable to employee who cashed the check at a check cashier. Apparently the check casher altered the check from $200 to $400 (employee has receipt showing she only rec'd $200).

Am I sending the WOE for $200 or $400 the full amount? After all they are entitled to the correct amount. It is usually altered payees or forged endorsements, never just amount.

In my opinion, you should be sending this to your local DA to go after the check casher. However, you are only out $200, that is what your adjustment is for.