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December 3, 2014
Overdrafts: Latest Regulatory Feedback, Guidance & Best Practices Webinar
David Dickinson and Jerod Moyer

December 4, 2014
Freebies, Bonuses and Contests
John Burnett and Andy Zavoina

December 9, 2014
Bankruptcy: Creditor Do's and Don'ts
Sam Ott

December 10, 2014
Branch Audits: What Is Going On Out There?
Patricia Cashman

December 11, 2014
Setting up New Accounts for Trusts
Mary Beth Guard

December 17, 2014
Integrated Disclosures - An Implementation Strategy
Mary Beth Guard and Jack Holzknecht

December 18, 2014
Loan Review Best Practices for a Community Bank
Bob Fritzlan

December 19, 2014
PREPAID PRODUCTS - Understanding the CFPB Proposal
John Burnett



Topic Options
#1487992 - 12/31/10 12:04 PM Maintaining Credit Information on Married Customer
Comply101 Offline
100 Club

Registered: 08/30/05
Posts: 223
What is this exam question trying to ascertain?

Description of institution’s procedures for maintaining credit information on married customers.

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Lending Compliance
#1487996 - 12/31/10 12:05 PM Re: Maintaining Credit Information on Married Customer [Re: Comply101]
Skittles Offline
10K Club

Registered: 09/10/02
Posts: 12070
Loc: KY
To make sure you report both borrowers to the credit bureau so that they both get credit - not just the husband. It's a very old question and was used to determine descrimination.
_________________________
The price of discipline is always less than the pain of regret. –Nido Qubein

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#1488010 - 12/31/10 12:16 PM Re: Maintaining Credit Information on Married Customer [Re: Skittles]
Comply101 Offline
100 Club

Registered: 08/30/05
Posts: 223
Thank you!

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