OCC Regulated Bank - OCC grants authority to be able to lend up to 25% limit - bank extends credit to borrower in excess of the 15% limit, but under 25% - OCC repeals authority based on a formal agreement - does the bank have to now get this loan under the 15% limit? (as they would have to do if capital declined) -

1. Typically, if you grant a loan that qualifies under the LTOB limits, it is grandfathered. No further advances or refinances would be allowed allowed that would exceed current limitations.

2. If you are under a formal agreement, I would be in contact with the EIC regarding specifically what you are or are not required to do under the order.