If you look in your regulatory service, they are on page 6.381 and 6.382. Does that help any? THey are in Appendix H of Reg Z. http://ecfr.gpoaccess.gov/cgi/t/text/text-idx?c=ecfr&sid=acc837b9a4d4a126f1ee6f6424d62b27&rgn=div9&view=text&node=12:3.0.1.1.7.7.8.10.24&idno=12