Click to return to BOL home page
Banker Store Read A Reg BOL Insiders Career Connect Learning Connect Bankers Information Network



April 2, 2015
Fair Lending Hot Topics – Don't Get Burned!!
Patricia Cashman

April 7, 2015
Building a BSA Training Program
Deborah Crawford

April 8, 2015
Advertising Compliance
David Dickinson

April 14, 2015
A – Z of Reg E
Andy Zavoina

April 16, 2015
Loan Servicing Requirements for Small Servicers
John Burnett

May 5, 2015
Sixty Critical Steps to Handle Delinquent and Abandoned Boxes
David McGuinn



Topic Options
#1602867 - 09/13/11 11:25 AM Visa debit card provisional credit
SUSANE1 Offline
Platinum Poster

Registered: 03/14/08
Posts: 774
My bank has a Visa debit card. Must we provide provisional credit to customer within in 5 days or 10 days? If it is 5, does the Standard 10 day resolution period drop down to 5?

Top
Deposits and Payments
#1602894 - 09/13/11 11:58 AM Re: Visa debit card provisional credit [Re: SUSANE1]
BrianC Online
Power Poster

Registered: 11/26/04
Posts: 3054
Loc: Illinois
Since the VISA Operating Rules regarding provisional credit are more consumer friendly than Reg E, you must provide provisional credit within 5 business days to comply with both requirements.
_________________________
I can do all things through Him who gives me strength. (Phillipians 4:13)

Top

Moderator:  John Burnett, Ken_Pegasus