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April 22
A Banker's Guide to Virtual Currency
Andrew Beal

April 24
BSA/AML Compliance: Writing the SAR Narrative
Ken Golliher

April 29
HSA Basics
Whitney Johnson

April 29
Required Training for Loan Originators
Mary Beth Guard and Jack Holzknecht

May 13
Overdraft Practices in Today's Regulatory Environment
John Burnett

May 14
Reg E Claims - Allocating Liability Correctly
Andy Zavoina



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#1602867 - 09/13/11 11:25 AM Visa debit card provisional credit
SUSANE1 Offline
Platinum Poster

Registered: 03/14/08
Posts: 750
My bank has a Visa debit card. Must we provide provisional credit to customer within in 5 days or 10 days? If it is 5, does the Standard 10 day resolution period drop down to 5?

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Deposits and Payments
#1602894 - 09/13/11 11:58 AM Re: Visa debit card provisional credit [Re: SUSANE1]
BrianC Offline
Power Poster

Registered: 11/26/04
Posts: 2621
Loc: Illinois
Since the VISA Operating Rules regarding provisional credit are more consumer friendly than Reg E, you must provide provisional credit within 5 business days to comply with both requirements.
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I can do all things through Him who gives me strength. (Phillipians 4:13)

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