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#1642653 - 12/22/11 09:46 PM Illinois Civil Union Addendum to Un. Res. Loan App
CrookedVulture Offline
100 Club
Joined: Jul 2008
Posts: 148
While printing out loan docs for a mortgage this afternoon, our loan dept noticed that our vendor is now including a new disclosure, the "Illinois Civil Union Addendum to Uniform Residential Loan Application." The addendum basically is asking the borrower whether they are or are not party to a civil union in Illinois.

Is anyone else aware of this disclosure and whether or not it's required? I've checked the Illinois Religious Freedom Protection and Civil Union Act (750 ILCS 75/1) http://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=3294&ChapterID=59 and I can't find anything regarding this disclosure. Is anyone familiar with this?

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#1643156 - 12/23/11 10:14 PM Re: Illinois Civil Union Addendum to Un. Res. Loan App CrookedVulture
QCL Offline
Power Poster
QCL
Joined: May 2002
Posts: 6,259
NW IL
If the borrower is part of a civil union and we fail to have the domestic partner sign the mortgage (waiving homestead rights) we will not have a valid lien, is what our reasoning was. By having every borrower sign this document we hope not to have a fair lending situation by treating any customer different.

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#1644791 - 12/30/11 04:41 PM Re: Illinois Civil Union Addendum to Un. Res. Loan App QCL
corkygirl Offline
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Joined: Sep 2004
Posts: 4,241
middle of the country
Is this an addendum that prints with your application or loan documents? Would either of you mind sharing a copy?
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#1651115 - 01/13/12 08:01 PM Re: Illinois Civil Union Addendum to Un. Res. Loan App CrookedVulture
QCL Offline
Power Poster
QCL
Joined: May 2002
Posts: 6,259
NW IL
It prints out, yes (docmagic).

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#1671742 - 03/01/12 04:38 PM Re: Illinois Civil Union Addendum to Un. Res. Loan App CrookedVulture
HMDAmagic Offline
New Poster
Joined: Jun 2011
Posts: 9
I would also love a copy, if anyone can help me out. Thanks!

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#1674922 - 03/08/12 03:58 PM Re: Illinois Civil Union Addendum to Un. Res. Loan App CrookedVulture
Shopping Mama Offline
Junior Member
Joined: Feb 2012
Posts: 29
I too would loave a copy.

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#1700818 - 05/17/12 07:48 PM Re: Illinois Civil Union Addendum to Un. Res. Loan App CrookedVulture
GTS333 Offline
Gold Star
Joined: Jun 2010
Posts: 257
I'd love a copy too. Has anyone got one?
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My opinion, take it for what its worth. Opinions expressed are my own and not those of my employer and are not legal advice.

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