We are going to advertise a closed end equity rate, but if the customer pays for closing costs, then we will subtract 1.00% from the rate for the life of the loan.

I'm trying to figure out what all needs to be in my disclosure. So far I have:
Payment examples for both rates
Calculated APR
how long the rates are effective

Is there anything else that's unusual that I'm forgetting due to the "paying closing costs to lower the rate"?