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January 6, 2015
Business Accounts Documentation and Procedures with Beneficial Ownership
Deborah Crawford

January 6, 2015
FFIEC Cybersecurity Initiatives and Observations from the 2014 Assessments
Susan Orr

January 15, 2015
The ABC's of IRAs - The Basic Ingredients
Patrice Konarik

January 20, 2015
B & Z Appraisal Rules - Getting Them Right
Jack Holzknecht

January 21, 2015
HMDA Soup to Nuts
David Dickinson

January 22, 2015
Navigating the Treacherous Waters of IRA Rollovers, Transfers and Beneficiary Payouts
Patrice Konarik

January 28, 2015
Mortgage Life Cycle
Part I
David Dickinson and Jerod Moyer



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#1690243 - 04/19/12 08:39 AM Credit score disclosure req'd for HELOC suspension
Many Hats Offline
Platinum Poster

Registered: 05/27/08
Posts: 897
Loc: Orlando, FL
If a bank pulls a credit report as part of procedures for reviewing a HELOC for possible suspension, and the line is suspended due to information contained in the report, is the bank required to provide the H-2 disclosure?

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#1690322 - 04/19/12 10:08 AM Re: Credit score disclosure req'd for HELOC suspension [Re: Many Hats]
Ted Dreyer Offline
Diamond Poster

Registered: 04/05/01
Posts: 2222
No, the H-2 is used when you increase the APR as a result of consumer report information.

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#1690740 - 04/20/12 07:59 AM Re: Credit score disclosure req'd for HELOC suspension [Re: Many Hats]
Many Hats Offline
Platinum Poster

Registered: 05/27/08
Posts: 897
Loc: Orlando, FL
That's what I thought. Do you have to provide any score disclosure, or just notify them of the suspension (to comply with Reg Z)?

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