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May 28, 2015
Integrated Disclosures 101
Mary Beth Guard, John Burnett and Andy Zavoina

June 11, 2015
New Tech Advances to Improve Info Security
Susan Orr

June 22, 2015
50 Key Considerations for Integrated Disclosure Rules Readiness
Mary Beth Guard and Jack Holzkechnt

June 23, 2015
The IRS and TINs: The High Cost of Name Mismatches
Deborah Crawford

July 15, 2015
All About Escrows
David Dickinson



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#1690243 - 04/19/12 08:39 AM Credit score disclosure req'd for HELOC suspension
Many Hats Offline
Platinum Poster

Registered: 05/27/08
Posts: 906
Loc: Orlando, FL
If a bank pulls a credit report as part of procedures for reviewing a HELOC for possible suspension, and the line is suspended due to information contained in the report, is the bank required to provide the H-2 disclosure?

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#1690322 - 04/19/12 10:08 AM Re: Credit score disclosure req'd for HELOC suspension [Re: Many Hats]
Ted Dreyer Offline
Diamond Poster

Registered: 04/05/01
Posts: 2228
No, the H-2 is used when you increase the APR as a result of consumer report information.

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#1690740 - 04/20/12 07:59 AM Re: Credit score disclosure req'd for HELOC suspension [Re: Many Hats]
Many Hats Offline
Platinum Poster

Registered: 05/27/08
Posts: 906
Loc: Orlando, FL
That's what I thought. Do you have to provide any score disclosure, or just notify them of the suspension (to comply with Reg Z)?

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