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April 24
BSA/AML Compliance: Writing the SAR Narrative
Ken Golliher

April 29
HSA Basics
Whitney Johnson

April 29
Required Training for Loan Originators
Mary Beth Guard and Jack Holzknecht

May 13
Overdraft Practices in Today's Regulatory Environment
John Burnett

May 14
Reg E Claims - Allocating Liability Correctly
Andy Zavoina

May 15
Managing Electronic Information - From A to Zettabyte
Fred Menge



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#1690243 - 04/19/12 08:39 AM Credit score disclosure req'd for HELOC suspension
Many Hats Offline
Platinum Poster

Registered: 05/27/08
Posts: 890
Loc: Orlando, FL
If a bank pulls a credit report as part of procedures for reviewing a HELOC for possible suspension, and the line is suspended due to information contained in the report, is the bank required to provide the H-2 disclosure?

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#1690322 - 04/19/12 10:08 AM Re: Credit score disclosure req'd for HELOC suspension [Re: Many Hats]
Ted Dreyer Offline
Diamond Poster

Registered: 04/05/01
Posts: 2202
No, the H-2 is used when you increase the APR as a result of consumer report information.

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#1690740 - 04/20/12 07:59 AM Re: Credit score disclosure req'd for HELOC suspension [Re: Many Hats]
Many Hats Offline
Platinum Poster

Registered: 05/27/08
Posts: 890
Loc: Orlando, FL
That's what I thought. Do you have to provide any score disclosure, or just notify them of the suspension (to comply with Reg Z)?

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