Do your search on "intent to apply jointly" and you'll get several hits such as [url=http://www.bankersonline.com/ubbthreads/showflat.php?Cat=&Board=lending&Number=155545&Forum=All_Forums&Words="intent%20to%20apply%20jointly"&Searchpage=0&Limit=25&Main=154908&Search=true&where=bodysub&Name=&daterange=1&newerval=&newertype=w&olderval=&oldertype=&bodyprev=#Post155545]this one[/url] .
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The opinions expressed are mine and they are not to be taken as legal advice.