The Supplementary information for Reg Z provided a little guidance and there is a footnote with some language that we plan to use.
Footnote 125 "For example, servicers may include a
statement such as: To the extent your original
obligation was discharged, or is subject to an
automatic stay of bankruptcy under Title 11 of the
United States Code, this statement is for compliance
and/or informational purposes only and does not
constitute an attempt to collect a debt or to impose
personal liability for such obligation. However,
Creditor retains rights under its security instrument,
including the right to foreclose its lien.