The rules apply to consumer purpose loans regardless of property type. The question you need to ask yourself is how many different procedures do you want to have for the same type of task. We have the insurance through Jim Fink's company that protects in lapsed coverage so we don't have to force place. We just keep hammering at them to get insurance or we will call the loan. That usually gets their attention.
Charlie
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Regulations make more sense when you are not sober.