The application system is set up so that a pop-up is generated which forces the MLO to do 2 things: 1. Click on a link and visit the CFPB website and print off the homeownership counseling list 2. Confirm the list was provided to the applicant. A walkthrough of the process shows that that the link generates a list based on the applicant’s current address. Additionally, the MLO must confirm that the list was provided to the applicant by selecting “Yes”. If the MLO clicks “No”, the application process will not move forward. When the applicant selects “Yes” loan notes are generated that show the counseling notice was provided. It seems I would just need to review the loan notes (date and note list was provided). Loan files do not contain the actual list given to the applicant. Does this seem adequate?