This one is confusing so bear with me.

Cardholder works abroad and regularly travels. Cardholder's wife handles accounts.

Wife reports that a month ago husband was in Miami International Airport and purchased something at a duty free store. There are two transactions for two different amounts at the same store. Each has a unique authorization ID, the transactions were five minutes apart, and the PIN was used.

The cardholder has been in possession of his card the entire time.

I'm thinking I have enough to deny the claim based on the reasonable belief that someone was able to sneak a counterfeit card encoder through TSA security in the international terminal to work at the duty free shop in the most closely monitored airport in the United States for financial crime, drug trafficking, human trafficking, and money laundering vs. the cardholder actually shopped in the store twice.

Am I wrong in thinking this one is pretty cut-and-dry?
Last edited by BearfootContessa; 06/27/14 06:46 PM.