Skip to content
BOL Conferences
Forums · Active Threads · Forum Rules · Mark All Read · Log In
BankersOnline.com Forums Dodd-Frank Final Rules Discussions HOEPA and Homeowner Counseling Rule Discrepancy Between HUD and CFPB Lists
Thread Options
#1937772 - 07/03/14 04:33 PM Discrepancy Between HUD and CFPB Lists
Tesla Offline
Power Poster
Joined: Nov 2003
Posts: 3,726
Has anyone else noticed the CFPB list and the HUD list don't always list the same providers? In my current example, the HUD list has providers that don't have websites or emails. Is that OK? I searched the provider and they have a website, but no direct email (you fill out a form and they call you back).

What liability would we have for these omissions, if any?
_________________________
It's not that I take life for granted. It's only that the good won't make it. Innocence dies, while Villany Thrives.

Return to Top
HOEPA and Homeowner Counseling Rule
#1938016 - 07/07/14 01:44 PM Re: Discrepancy Between HUD and CFPB Lists Tesla
trout22 Offline
Gold Star
Joined: Nov 2004
Posts: 313
My theory is to use the CFPB's official list (which they say is powered by HUD's official list) - two birds with one stone. Then if there are discrepancies, it's on them. The bank followed the regulation by providing the list required under HOEPA from the Bureau's website/tool.

Return to Top