My bank is converting to a new LOS and they are providing a few Washington State disclosure options that are unfamiliar to me. Is anyone currently using these disclosures and can explain when they should be provided?

- Washington Funds Held in Trust Disclosure = Indicates any moneys provided for payment of third party services will be held in a trust account.
- Washington Addendum to Loan Application = Requires that the borrower and co-borrower acknowledge they are Registered Domestic Partnerships.
- Washington Right to Choose Insurance Provider = States lender requires hazard insurance on property. Isn't this covered with the Agreement to Provide Insurance??
- Washington Disclosure Summary - Outlines terms and conditions of the loan.

Can't answer the first three, but the one page Washington Disclosure Summary was repealed 6/7/12 by SHB 2255 and is no longer required.