There's a specific ATM in town that's near some sketchy apartments, and doesn't have any camera on/in it. Our fraud person wants to block the ATM so we can limit the number of empty envelope deposits and fraudulent checks. They're first trying to establish if we can do this, but also wondering if they're legally able to do so.

Would this be a Visa/MC contract issue, or something else? Assuming of course we can even figure out how to do it in the first place.

Can you just take away the deposit aspect of this ATM?

They're working on figuring that out. I'm not sure that's even a possibility. This is another FI's machine, if that wasn't already obvious, but we've never tried to do this before. If we could just block deposits, that'd be ideal.

You allow your customers to make a deposit via another institution's ATM?

For what it's worth, I don't believe there is a capability to block a particular ATM from your processing. At least there wasn't a few years ago when that process reported through me. Maybe some of the newer anti-fraud programs allow it now.

Absolutely. If they were just using our ATMs, they might as well just use the night drop instead. We only have ATMs at our offices, and have always allowed deposits at other machines.

If it didn't work then, knowing how archaic and behind our systems are, I doubt it will work now. Maybe I'll be surprised though!