What are others doing regarding large health organizations like ACS or the American Heart Association?
Agreed. Voluntary health organizations are difficult to qualify for CRA investment credit. Oftentimes the organizations use funds for research and public education which cannot be traced directly to benefiting low- and moderate- income individuals.
To answer your question, we qualified a donation to the American Cancer Society when funds were to support a mobile mammography unit that served residents of rural and underserved communities. Similarly, the bank received investment credit for a donation to the American Diabetes Association directed towards free screenings for uninsured or underinsured.