We don't use credit scores when underwriting all loans ; we currently provide the credit score exception disclosure and notice to home loan applicants because the credit reports have the score. If we stop obtaining the credit score on the tri- merge credit report for home loans, we won't have to provide these notices, correct? Is there anything we would have to provide?

Thanks

We would not have to disclose any score information on the REB B denial notice as well, correct?

thanks,

If you don't get a score, I'm not sure what you would be disclosing??????