CUSTOMER CAME IN WITH 23,300.00 IN CASH BOUGHT A CASHIER'S CHECK FOR 23296.00 WITH FEE INCLUDED. DO WE RECORD 4.00 CURRENCY EXCHANGE? THAT IS HOW THE TELLER RAN THE TRANSACTION. THE SOFTWARE ONLY RECORDED THE $23,296.00 FOR IN CASH.

I would report the amount of the cashier's check purchase. I wouldn't consider the $4.00 a currency exchange.

Welcome!

Typing in all caps is considered shouting in this medium. It's also kinda hard to read.

Sorry, I didn't mean to shout.

Thanks, snooks66. The cash purchase amount to be reported is the amount of cash (total) transferred from the purchaser to the bank. In this case, it appears to be $23,300. If the $4 had been handed back (in a no-fee purchase, for example), it could be accounted for as a $4 currency exchange on the cash-in side. But the bank actually kept the whole $23,300 in your example, and that's what the CTR must reflect. It all gets listed as "negotiable instrument purchased."