Refer to NC Administrative Code
04 NCAC 03 .1702. Prior to October 2014, NBBO was referred to as LPO. The general assembly and the Commissioner of Banks expanded the definition to include non-branch bank businesses other than just loan production offices.
NCGS 53C-1-4(46) defines an NBBO as: "(46) Non-branch bank business office. - Any staffed physical location open to the public in this State in which an office of a bank, out-of-state bank, depository institution established under the laws of another state, or federally chartered institution that is not a branch, an office of a separately organized subsidiary of such depository institution, or an office of the holding company of such depository institution, at which one or more banking or banking-related products or services are offered, other than the taking of deposits. The provision of remote deposit capture facilities or services by a non-branch bank business office shall not be deemed to be a taking of deposits. Non-branch bank business offices include loan production offices, mortgage loan offices, and insurance agency offices, or a combination thereof."
And the North Carolina Commissioner of Banks is the place to start. I am not sure about a fee.
www.nccob.orgMarkB