We are considering this service....opening accounts and accepting deposits in an area that we do not yet have a branch. I have read the many threads about licensing, etc. and appreciate all the advice given. I'd be interested, however, if someone would be willing to share their procedures and experiences with offering this service. Do you use locking bags similar to those for night deposits? Do you limit the amount of cash taken for deposit? Do you prohibit cash altogether and just require Remote Deposit Capture? If RDC is provided, at what point do you "cross the line" so that regulatory licensing would be a requirement? As always, I appreciate your feedback.