I am getting familiar with Ag lending processes and discovered that one of our Ag lenders is selling crop insurance. The insurance company is not associated with the bank, and the lender is apparently an independent agent for this crop insurance agency.

I've never encountered anything like this before. Should I be concerned? Should I include his insurance activities in my scope when I audit our credit / life and disability insurance (a part of an overall 'insurance sales' review)? Do I need to care about how he's paid for the sales?

Clearly I don't know how to proceed. Any guidance is welcome!