We are moving from Chexsystems to Lexis Nexis where we will be given a score, but it's not a credit score- more of a fraud score. If we deny the consumer a new checking account because their fraud score is too low, does this require us to send the credit score notice with the FCRA AAN?
We think there will be a LOT of confusion and concern for customers, since the fraud score is quite different from a credit score.