Under the New York State Human Rights laws section 296A as it relates to Unlawful discriminatory practices in relation to credit, 296A(6) states, " Any person claiming to be aggrieved by an unlawful discriminatory practice engaged in by a regulated creditor, in lieu of the procedure set forth in section two hundred ninety-seven of this article, may file a verified complaint with the superintendent, as provided hereinafter; provided, however, that the filing of a complaint with either the superintendent or the division shall bar subsequent recourse to the other agency, as well as to any local commission on human rights, with respect to the grievance complained of." MY QUESTION IS, IS THIS SECTION REQUIRED TO BE DISCLOSED IN THE LANGUAGE ON THE ADVERSE ACTION NOTICE?