I was searching for this information today and found that the Fed has two other brochures now, one is "What You Should Know About Home Equity Lines of Credit" revised 3/1/04 and the other is "Putting your Home on the Loan Line is Risky Business" revised 3/24/04. I don't even see the old brochure anymore! Does anyone know if these replaced the old brochure, and if so, under what circumstances do you use each version??