I am confused. The term "finance chg" must be used on the line of credit periodic statement. Reg Z states that a total fin chg is not required but each type must be separately itemized. If I don't have to have a total fin chg and I only have to itemize each type of fin chg - where do I put the term "fin chg". I'm guessing that we could put a section entitled fin chg with the itemization underneath?

(I realize that most banks give a total fin chg...but our marketing dept is not normal)