Ok, I know some of you will want to slap me but I have an issue that is probably easily confused and technical...at least here it could be. When figuring the 3 days to deny a loan to purchase a primary residence if the loan app is taken on a Thursday, is this DAY 1? Then the loan is denied on the following Tuesday. Is day 1 the day you take the app? Or is day 1 the day AFTER you take the application?