If the docs are dated by the system, I'd ask why the disclosures and the checklist are not in sync. If the checklist is manually entered and the disclosures are based on system dates, and the system dates are set correctly, I'd say they are fudging on the logs. If both can be manually entered, I'd criticize the practice. I am not accustomed to seeing anyone forward date disclosures and would ask why.
But then again, I'm an ex-lender. I've seen this before and never so they could test our auditing ability.
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AndyZ CRCM
My opinions are not necessarily my employers.
R+R-R=R+R
Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell