Compliance Officer's version of Disclosure simplification (after a few too many eggnogs....)
Annual Percentage Rate = THIS LOAN'S GONNA COST YOU!!!!
Annual Percentage Yield = ALL OF US WERE HAPPIER WHEN WE GAVE AWAY TOASTERS EVEN THOUGH THE RATE S-CKED, BUT NOW WE'D HAVE TO GIVE YOU A 1099 TO BOOT AND THAT PRETTY MUCH KILLED THE PARTY.
GLBA/FACTA/SB-1 PRIVACY NOTICE = IF YOU THINK THIS LITTLE PIECE OF PAPER IS GOING TO PROTECT THE KIND OF PRIVACY THAT'S REALLY IMPORTANT TO YOU, LET ME INTRODUCE YOU TO MY LIL' FRIEND HERE....BSA.
Peas on Earth and Goodwill donations....
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CRCM,CAMS
Regulations are a poor substitute for ethics.
Just sayin'