FACT Act Policy | For Bankers. From Bankers

Skip to content

BOL Conferences

BankersOnline.com Forums Banker Forums FCRA FACT Act Policy

Page 2 of 3

2

Thread Options

#298605 - 01/11/05 04:00 PM Re: FACT Act Policy
Andy_Z 10K Club Joined: Oct 2000 Posts: 27,750 On the Net	FYI, I hope to have this on the Tools today. _________________________ AndyZ CRCM My opinions are not necessarily my employers. R+R-R=R+R Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell
Return to Top

#298606 - 01/12/05 03:37 AM Re: FACT Act Policy
Andy_Z 10K Club Joined: Oct 2000 Posts: 27,750 On the Net	Policy _________________________ AndyZ CRCM My opinions are not necessarily my employers. R+R-R=R+R Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell
Return to Top

#298607 - 01/12/05 06:48 PM Re: FACT Act Policy
wanted Member Joined: Oct 2001 Posts: 99 United States	Fellow BOL'ers are wonderful to share. Thanks for all the tools!
Return to Top

#298608 - 01/12/05 07:08 PM Re: FACT Act Policy
Anonymous Unregistered	Corkygirl - did you expect so many hits on this? I would appreciate a copy of your FACT Act procedures and policy as well. Thanks. In the world of compliance it is so much easier when we help each other out! CRichardson@CBChaska.com
Return to Top

#298609 - 01/12/05 08:26 PM Re: FACT Act Policy
Andy_Z 10K Club Joined: Oct 2000 Posts: 27,750 On the Net	Quote: Corkygirl - did you expect so many hits on this? I would appreciate a copy of your FACT Act procedures and policy as well. Thanks. In the world of compliance it is so much easier when we help each other out! CRichardson@CBChaska.com Please look 2 posts above yours, Anon. That is her policy/procedures. And yes, it is very good of her to share. Many will benefit. _________________________ AndyZ CRCM My opinions are not necessarily my employers. R+R-R=R+R Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell
Return to Top

#298610 - 01/13/05 08:43 PM Re: FACT Act Policy
Anonymous Unregistered	Please send me a copy of the Fact Act Policy/procedures also. Your help is greatly appreciated. jbblackmon@heathsprings.net
Return to Top

#298611 - 01/13/05 09:07 PM Re: FACT Act Policy
Anonymous Unregistered	Sorry you offered yet? I would also appreciate it if you would send it to me. (I'm in a new position, and the learning curve is rather daunting at the moment!) lisa.porterfield@ihe.com
Return to Top

#298612 - 01/13/05 09:53 PM Re: FACT Act Policy
Little Sister 100 Club Joined: Sep 2002 Posts: 162 Iowa	Hey anoymouses...look up a couple posts and you'll find a link to Bankers Tools where her policy is located. By the way Corky, thanks for the policy!
Return to Top

#298613 - 01/14/05 02:34 PM Re: FACT Act Policy
Anonymous Unregistered	I would appriciate a copy, steve@staftrack.com. Thanks.
Return to Top

#298614 - 01/17/05 05:22 PM Re: FACT Act Policy
Anonymous Unregistered	COULD YOU PLEASE SEND ME A COPY OF ANY PROCEDURES YOU HAVE PUT INTO PLACE REGARDING THE FACT ACT. THANK YOU
Return to Top

#298615 - 01/17/05 05:25 PM Re: FACT Act Policy
Andy_Z 10K Club Joined: Oct 2000 Posts: 27,750 On the Net	Anon, not without an email address, it cannot be done. That would be a benefit of registering or listing your address. So it will not come that way. The good news is, a link is posted above where you an go and download it now. _________________________ AndyZ CRCM My opinions are not necessarily my employers. R+R-R=R+R Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell
Return to Top

#298616 - 01/17/05 05:29 PM Re: FACT Act Policy
Anonymous Unregistered	COULD YOU PLEASE SEND ME A COPY OF THE FACT ACT POLICY AND PROCEDURES. I'M NEW IN THIS FEILD AND NEED ALL THE HELP I CAN GET. THANK YOU bclay@bankofkirksville.com
Return to Top

#298617 - 01/17/05 05:39 PM Re: FACT Act Policy
Anonymous Unregistered	PLEASE SEND ME A COPY OF YOUR POLICY AND PROCEDURES IMPLEMENTING THE FACT ACT. IT WOULD BE GREATLY APPRECIATED. bclay@bankofkirksville.com
Return to Top

#298618 - 01/17/05 05:47 PM Re: FACT Act Policy
Dan Persfull 10K Club Joined: Aug 2002 Posts: 47,530 Bloomington, IN	As Andy has pointed out the policy can be downloaded by clicking the following link: FACT Act Policy _________________________ The opinions expressed are mine and they are not to be taken as legal advice.
Return to Top

#298619 - 01/17/05 10:52 PM Re: FACT Act Policy
armyE3 New Poster Joined: Aug 2004 Posts: 23 WI	Please send it to me also. Thank you. ccarter@pioneernatbank.com
Return to Top

#298620 - 01/17/05 10:54 PM Re: FACT Act Policy
Angel Eyes Power Poster Joined: May 2001 Posts: 4,599	Try as you might Andy and Dan, but people are still posting to get what is right in front of them
Return to Top

#298621 - 01/18/05 12:47 AM Re: FACT Act Policy
Andy_Z 10K Club Joined: Oct 2000 Posts: 27,750 On the Net	_________________________ AndyZ CRCM My opinions are not necessarily my employers. R+R-R=R+R Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell
Return to Top

#298622 - 01/18/05 01:07 AM Re: FACT Act Policy
Andy_Z 10K Club Joined: Oct 2000 Posts: 27,750 On the Net	I edited the original offer so folks don't have to read this far. Lets see if this helps. _________________________ AndyZ CRCM My opinions are not necessarily my employers. R+R-R=R+R Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell
Return to Top

#298623 - 01/25/05 07:59 PM Re: FACT Act Policy
Anonymous Unregistered	Where do I find the brochure that is mentioned in this sample FACTA Policy? The policy refers to "Identity Theft - What about it?" brochure. Thanks
Return to Top

#298624 - 01/25/05 08:45 PM Re: FACT Act Policy
Andy_Z 10K Club Joined: Oct 2000 Posts: 27,750 On the Net	Quote: Where do I find the brochure that is mentioned in this sample FACTA Policy? The policy refers to "Identity Theft - What about it?" brochure. Thanks The FTC web site. From this link look on the right and there is a PDF and TXT version. _________________________ AndyZ CRCM My opinions are not necessarily my employers. R+R-R=R+R Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell
Return to Top

#298625 - 01/25/05 11:01 PM Re: FACT Act Policy
Anonymous Unregistered	Is the bank required to notify the co-signer or guarantor on any loan that is past due 30 days or more when we report to the credit bureau, even though they signed a Notice to Co-signer when we closed the loan?
Return to Top

#298626 - 01/26/05 11:58 AM Re: FACT Act Policy
Sisyphus 100 Club Joined: Jun 2004 Posts: 214 Connecticut	Are you reporting the guarantor or co-signer to the credit bureau? _________________________ Michele A. Johnson, Compliance Manager Integrated Compliance Solutions, LLC
Return to Top

#298627 - 03/15/05 04:27 PM Re: FACT Act Policy
Anonymous Unregistered	BUMP. What about co-signers and guarantors? Are we required to give them disclosures? If the consumer defaults on the loan, and the co-signer or guarantor also refuse to pay, they will all be reported.
Return to Top

#298628 - 03/15/05 07:14 PM Re: FACT Act Policy
Anonymous Unregistered	Could you please send a copy of your policy and procedures as well. Thanks
Return to Top

#298629 - 03/15/05 07:21 PM Re: FACT Act Policy
Anonymous Unregistered	This is very considerate of you. Please forward a copy to tspielman@bayvanguard.com.
Return to Top

Page 2 of 3

2

Previous Thread

Previous Thread

View All Threads

Next Thread

Hop To

Moderator: Jack Holzknecht, Mary Beth Guard