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#298580 - 01/05/05 06:49 PM FACT Act Policy
Anonymous Unregistered	Does anyone have a FACT Act policy that I might get a copy of?? Any help that I could get would be great!
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#298581 - 01/05/05 06:56 PM Re: FACT Act Policy
Anonymous Unregistered	FACTA does not require a policy but you should have procedures for each section.
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#298582 - 01/05/05 07:24 PM Re: FACT Act Policy
Anonymous Unregistered	Does anyone have any FACTA procedures? :0)
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#298583 - 01/05/05 07:45 PM Re: FACT Act Policy
Anonymous Unregistered	Send me your e-mail address and I'll send you a copy of my Fair Credit Reporting and FACT Act Policy Please don't request it by email. It is available now, so click here to download it. Last edited by Andy Z; 01/18/05 01:04 AM.
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#298584 - 01/05/05 07:47 PM Re: FACT Act Policy
Anonymous Unregistered	It is: slee@bankanb.com. Thank you very much!
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#298585 - 01/06/05 01:59 PM Re: FACT Act Policy
Creditcopper 100 Club Joined: Sep 2004 Posts: 203 Michigan	I have started to write our procedures that mirror our current practices. Could I get a copy of your FACT Act policy also? I would be glad to share any information or procedures we have so far. my email is jdonahue@communitycentralbank.com Thanks very much _________________________ Is it cocktail time yet? Make mine a double!
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#298586 - 01/06/05 03:45 PM Re: FACT Act Policy
dfsb New Poster Joined: May 2004 Posts: 3 Kansas	Would you mind sending a copy to me at dougv@ruraltel.net. I am in charge of making sure we are up to speeed at our institution and would like to see what other banks are doing. Thank you.
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#298587 - 01/06/05 05:14 PM Re: FACT Act Policy
Mindy 100 Club Joined: Apr 2004 Posts: 131 Texas	Would you mind sending me your Fair Credit Reporting Act & Fact Act policies? mnelson@alliancebank.com
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#298588 - 01/06/05 08:49 PM Re: FACT Act Policy
crazythesedays Junior Member Joined: Aug 2002 Posts: 31	I would also like to have a copy...Thanks...phoskins@fnbmky.com
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#298589 - 01/06/05 10:50 PM Re: FACT Act Policy
Anonymous Unregistered	Could u also send me a copy. deanr@cnbcrockett.com Thanks
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#298590 - 01/07/05 05:50 PM Re: FACT Act Policy
Anonymous Unregistered	Please send me a copy too. bill.wemhoener@progressiveozarkbank.com thanks,
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#298591 - 01/07/05 09:10 PM Re: FACT Act Policy
PABanker Gold Star Joined: Dec 2000 Posts: 491 Blue Ball, PA 17506	Please send a copy to lbryant@bbnb.com. Thank you for providing those to us.
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#298592 - 01/07/05 10:05 PM Re: FACT Act Policy
rmarie Junior Member Joined: Jan 2005 Posts: 27	could you also send this to me at rmarie4@excite.com. Thanks a million....
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#298593 - 01/10/05 04:39 PM Re: FACT Act Policy
Carrie N Junior Member Joined: Apr 2004 Posts: 35 Louisiana	Please me too? We're a small new bank with a limited staff who wear lots of hats and we need all the help we can get! Carrie (cnethery@yourbankonline.com _________________________ Carrie GO LSU!
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#298594 - 01/10/05 04:39 PM Re: FACT Act Policy
Anonymous Unregistered	I would really appreciate a copy of your policy too! Thanks! ddougherty@beobank.com
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#298595 - 01/10/05 04:44 PM Re: FACT Act Policy
Anonymous Unregistered	Thank you for agreeing to share with all of us. Could you send me your policy @ brankin@ksbankers.com? Thanks!
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#298596 - 01/10/05 05:07 PM Re: FACT Act Policy
Anonymous Unregistered	Thank you for sharing with us! I thank you in advance for sending me a copy. lgarcia@jeffersonbank.com
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#298597 - 01/10/05 05:45 PM Re: FACT Act Policy
corkygirl Power Poster Joined: Sep 2004 Posts: 4,241 middle of the country	I would be happy to share my policy/procedures with anyone that wants them, just PM me with your email address. _________________________ Treading water in a hurricane
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#298598 - 01/10/05 08:01 PM Re: FACT Act Policy
Anonymous Unregistered	Thank you for sharing - please e-mail me your Fact Act policy and procedures - debbied@fcb1.com
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#298599 - 01/10/05 09:11 PM Re: FACT Act Policy
Anonymous Unregistered	I need some help with a fact act policy. Could someone fax or email one to me, so I can at least have something to get started with. Thank you very much. My email is lfmljs1@consolidated.net and my fax is 936-632-3012.
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#298600 - 01/10/05 09:31 PM Re: FACT Act Policy
Anonymous Unregistered	I would appreciate a copy as well-browninglisa@yahoo.com
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#298601 - 01/10/05 09:32 PM Re: FACT Act Policy
Dottie 100 Club Joined: Oct 2004 Posts: 113	Hi Corky Girl, it would be great if you could e-mail me your policy/procedures - gcramer@mostatebank.com. Thank you so much.
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#298602 - 01/10/05 10:12 PM Re: FACT Act Policy
Carrie N Junior Member Joined: Apr 2004 Posts: 35 Louisiana	You are so kind. Please email me at cnethery@yourbankonline.com. Thanks! _________________________ Carrie GO LSU!
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#298603 - 01/10/05 10:43 PM Re: FACT Act Policy
Anonymous Unregistered	I would also appreciate any policy/procedures. jhipps@tnbg.net.
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#298604 - 01/11/05 04:27 AM Re: FACT Act Policy
Anonymous Unregistered	Please send it to me too. Thank you. kkmiller@lyonsstatebank.com
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#298605 - 01/11/05 04:00 PM Re: FACT Act Policy
Andy_Z 10K Club Joined: Oct 2000 Posts: 27,750 On the Net	FYI, I hope to have this on the Tools today. _________________________ AndyZ CRCM My opinions are not necessarily my employers. R+R-R=R+R Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell
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#298606 - 01/12/05 03:37 AM Re: FACT Act Policy
Andy_Z 10K Club Joined: Oct 2000 Posts: 27,750 On the Net	Policy _________________________ AndyZ CRCM My opinions are not necessarily my employers. R+R-R=R+R Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell
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#298607 - 01/12/05 06:48 PM Re: FACT Act Policy
wanted Member Joined: Oct 2001 Posts: 99 United States	Fellow BOL'ers are wonderful to share. Thanks for all the tools!
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#298608 - 01/12/05 07:08 PM Re: FACT Act Policy
Anonymous Unregistered	Corkygirl - did you expect so many hits on this? I would appreciate a copy of your FACT Act procedures and policy as well. Thanks. In the world of compliance it is so much easier when we help each other out! CRichardson@CBChaska.com
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#298609 - 01/12/05 08:26 PM Re: FACT Act Policy
Andy_Z 10K Club Joined: Oct 2000 Posts: 27,750 On the Net	Quote: Corkygirl - did you expect so many hits on this? I would appreciate a copy of your FACT Act procedures and policy as well. Thanks. In the world of compliance it is so much easier when we help each other out! CRichardson@CBChaska.com Please look 2 posts above yours, Anon. That is her policy/procedures. And yes, it is very good of her to share. Many will benefit. _________________________ AndyZ CRCM My opinions are not necessarily my employers. R+R-R=R+R Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell
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#298610 - 01/13/05 08:43 PM Re: FACT Act Policy
Anonymous Unregistered	Please send me a copy of the Fact Act Policy/procedures also. Your help is greatly appreciated. jbblackmon@heathsprings.net
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#298611 - 01/13/05 09:07 PM Re: FACT Act Policy
Anonymous Unregistered	Sorry you offered yet? I would also appreciate it if you would send it to me. (I'm in a new position, and the learning curve is rather daunting at the moment!) lisa.porterfield@ihe.com
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#298612 - 01/13/05 09:53 PM Re: FACT Act Policy
Little Sister 100 Club Joined: Sep 2002 Posts: 162 Iowa	Hey anoymouses...look up a couple posts and you'll find a link to Bankers Tools where her policy is located. By the way Corky, thanks for the policy!
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#298613 - 01/14/05 02:34 PM Re: FACT Act Policy
Anonymous Unregistered	I would appriciate a copy, steve@staftrack.com. Thanks.
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#298614 - 01/17/05 05:22 PM Re: FACT Act Policy
Anonymous Unregistered	COULD YOU PLEASE SEND ME A COPY OF ANY PROCEDURES YOU HAVE PUT INTO PLACE REGARDING THE FACT ACT. THANK YOU
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#298615 - 01/17/05 05:25 PM Re: FACT Act Policy
Andy_Z 10K Club Joined: Oct 2000 Posts: 27,750 On the Net	Anon, not without an email address, it cannot be done. That would be a benefit of registering or listing your address. So it will not come that way. The good news is, a link is posted above where you an go and download it now. _________________________ AndyZ CRCM My opinions are not necessarily my employers. R+R-R=R+R Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell
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#298616 - 01/17/05 05:29 PM Re: FACT Act Policy
Anonymous Unregistered	COULD YOU PLEASE SEND ME A COPY OF THE FACT ACT POLICY AND PROCEDURES. I'M NEW IN THIS FEILD AND NEED ALL THE HELP I CAN GET. THANK YOU bclay@bankofkirksville.com
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#298617 - 01/17/05 05:39 PM Re: FACT Act Policy
Anonymous Unregistered	PLEASE SEND ME A COPY OF YOUR POLICY AND PROCEDURES IMPLEMENTING THE FACT ACT. IT WOULD BE GREATLY APPRECIATED. bclay@bankofkirksville.com
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#298618 - 01/17/05 05:47 PM Re: FACT Act Policy
Dan Persfull 10K Club Joined: Aug 2002 Posts: 47,532 Bloomington, IN	As Andy has pointed out the policy can be downloaded by clicking the following link: FACT Act Policy _________________________ The opinions expressed are mine and they are not to be taken as legal advice.
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#298619 - 01/17/05 10:52 PM Re: FACT Act Policy
armyE3 New Poster Joined: Aug 2004 Posts: 23 WI	Please send it to me also. Thank you. ccarter@pioneernatbank.com
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#298620 - 01/17/05 10:54 PM Re: FACT Act Policy
Angel Eyes Power Poster Joined: May 2001 Posts: 4,599	Try as you might Andy and Dan, but people are still posting to get what is right in front of them
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#298621 - 01/18/05 12:47 AM Re: FACT Act Policy
Andy_Z 10K Club Joined: Oct 2000 Posts: 27,750 On the Net	_________________________ AndyZ CRCM My opinions are not necessarily my employers. R+R-R=R+R Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell
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#298622 - 01/18/05 01:07 AM Re: FACT Act Policy
Andy_Z 10K Club Joined: Oct 2000 Posts: 27,750 On the Net	I edited the original offer so folks don't have to read this far. Lets see if this helps. _________________________ AndyZ CRCM My opinions are not necessarily my employers. R+R-R=R+R Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell
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#298623 - 01/25/05 07:59 PM Re: FACT Act Policy
Anonymous Unregistered	Where do I find the brochure that is mentioned in this sample FACTA Policy? The policy refers to "Identity Theft - What about it?" brochure. Thanks
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#298624 - 01/25/05 08:45 PM Re: FACT Act Policy
Andy_Z 10K Club Joined: Oct 2000 Posts: 27,750 On the Net	Quote: Where do I find the brochure that is mentioned in this sample FACTA Policy? The policy refers to "Identity Theft - What about it?" brochure. Thanks The FTC web site. From this link look on the right and there is a PDF and TXT version. _________________________ AndyZ CRCM My opinions are not necessarily my employers. R+R-R=R+R Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell
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#298625 - 01/25/05 11:01 PM Re: FACT Act Policy
Anonymous Unregistered	Is the bank required to notify the co-signer or guarantor on any loan that is past due 30 days or more when we report to the credit bureau, even though they signed a Notice to Co-signer when we closed the loan?
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#298626 - 01/26/05 11:58 AM Re: FACT Act Policy
Sisyphus 100 Club Joined: Jun 2004 Posts: 214 Connecticut	Are you reporting the guarantor or co-signer to the credit bureau? _________________________ Michele A. Johnson, Compliance Manager Integrated Compliance Solutions, LLC
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#298627 - 03/15/05 04:27 PM Re: FACT Act Policy
Anonymous Unregistered	BUMP. What about co-signers and guarantors? Are we required to give them disclosures? If the consumer defaults on the loan, and the co-signer or guarantor also refuse to pay, they will all be reported.
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#298628 - 03/15/05 07:14 PM Re: FACT Act Policy
Anonymous Unregistered	Could you please send a copy of your policy and procedures as well. Thanks
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#298629 - 03/15/05 07:21 PM Re: FACT Act Policy
Anonymous Unregistered	This is very considerate of you. Please forward a copy to tspielman@bayvanguard.com.
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#298630 - 03/15/05 10:56 PM Re: FACT Act Policy
Andy_Z 10K Club Joined: Oct 2000 Posts: 27,750 On the Net	Quote: Could you please send a copy of your policy and procedures as well. Thanks Difficult to do when you are anonymous. Quote: This is very considerate of you. Please forward a copy to tspielman@bayvanguard.com. You should read the entire thread. _________________________ AndyZ CRCM My opinions are not necessarily my employers. R+R-R=R+R Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell
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#298631 - 03/30/05 02:58 PM Re: FACT Act Policy
Anonymous Unregistered	please send me a copy. pdowns@crownbank.net
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#298632 - 03/31/05 09:10 PM RE: HMDA POLICY & PROCEDURES
Anonymous Unregistered	Does anyone have a HMDA Policy & procedures that they would like to share? This will be our institutions first HMDA year. Thanks
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#298633 - 04/02/05 01:56 AM Re: RE: HMDA POLICY & PROCEDURES
Andy_Z 10K Club Joined: Oct 2000 Posts: 27,750 On the Net	You should look in the Lending forum for this as well as searching the Banker Store and Banker Tools. _________________________ AndyZ CRCM My opinions are not necessarily my employers. R+R-R=R+R Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell
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#298634 - 04/04/05 08:17 PM Re: FACT Act Policy
Anonymous Unregistered	please send policy/procedures.. thank you! kwilson@castlebank.biz
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