1. We do not require signers to complete an application. Only the account owner(s)-- those will authority and cotnrol over the account. If this is a business, we CIP the busienss. If it's a sole prop, we CIP the individual.
2. If someone is a signer, we require a resolution from the company indentifying those with authority to sign. We also require a completed signature card.
Of course, if the bank suspects something is not quite right or can't verify the identity of the business, then we may CIP the busienss owners, but it would be unusual for us to CIP the signers.
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