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December 3, 2014
Overdrafts: Latest Regulatory Feedback, Guidance & Best Practices Webinar
David Dickinson and Jerod Moyer

December 4, 2014
Freebies, Bonuses and Contests
John Burnett and Andy Zavoina

December 9, 2014
Bankruptcy: Creditor Do's and Don'ts
Sam Ott

December 10, 2014
Branch Audits: What Is Going On Out There?
Patricia Cashman

December 11, 2014
Setting up New Accounts for Trusts
Mary Beth Guard

December 17, 2014
Integrated Disclosures - An Implementation Strategy
Mary Beth Guard and Jack Holzknecht

December 18, 2014
Loan Review Best Practices for a Community Bank
Bob Fritzlan

December 19, 2014
PREPAID PRODUCTS - Understanding the CFPB Proposal
John Burnett



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#376283 - 06/22/05 03:59 PM Co-borrower's Signatures
Ginlyn, CRCM Offline
Gold Star

Registered: 11/03/03
Posts: 284
Loc: Oklahoma
Need an answer on a RESPA loan. Are co-borrowers required to sign preliminaries e.g. "Affiliated Business Arrangement Disclosure Statement", "Disclosure of Right to Receive a Copy of an Appraisal", "GFE", or "Servicing Disclosure Statement"? The co-borrowers do not have an interest in the mortgaged property; however, they are needed because of their good credit (parents of one of the borrowers).

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Lending Compliance
#376284 - 06/22/05 04:05 PM Re: Co-borrower's Signatures
someone else Offline
Power Poster

Registered: 08/10/04
Posts: 3300
Loc: back to my roots
You mean co-signers...
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Somewhere, something incredible is waiting to be known. - Carl Sagan

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#376285 - 06/22/05 04:07 PM Re: Co-borrower's Signatures
Ginlyn, CRCM Offline
Gold Star

Registered: 11/03/03
Posts: 284
Loc: Oklahoma
Yes. Co-signers on the note.

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#376286 - 06/22/05 05:59 PM Re: Co-borrower's Signatures
corkygirl Offline
Power Poster

Registered: 09/29/04
Posts: 4236
Loc: middle of the country
I would have the co-signer sign every document that relates to the credit transaction he/she is agreeing to co-sign for. I might not have a co-signer sign any disclosure relating to the collateral. Just my opinion, for what it's worth.
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