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April 24
BSA/AML Compliance: Writing the SAR Narrative
Ken Golliher

April 29
HSA Basics
Whitney Johnson

April 29
Required Training for Loan Originators
Mary Beth Guard and Jack Holzknecht

May 13
Overdraft Practices in Today's Regulatory Environment
John Burnett

May 14
Reg E Claims - Allocating Liability Correctly
Andy Zavoina

May 15
Managing Electronic Information - From A to Zettabyte
Fred Menge



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#376283 - 06/22/05 03:59 PM Co-borrower's Signatures
Ginlyn, CRCM Offline
Gold Star

Registered: 11/03/03
Posts: 271
Loc: Oklahoma
Need an answer on a RESPA loan. Are co-borrowers required to sign preliminaries e.g. "Affiliated Business Arrangement Disclosure Statement", "Disclosure of Right to Receive a Copy of an Appraisal", "GFE", or "Servicing Disclosure Statement"? The co-borrowers do not have an interest in the mortgaged property; however, they are needed because of their good credit (parents of one of the borrowers).

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Lending Compliance
#376284 - 06/22/05 04:05 PM Re: Co-borrower's Signatures
someone else Offline
Power Poster

Registered: 08/10/04
Posts: 3300
Loc: back to my roots
You mean co-signers...
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Somewhere, something incredible is waiting to be known. - Carl Sagan

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#376285 - 06/22/05 04:07 PM Re: Co-borrower's Signatures
Ginlyn, CRCM Offline
Gold Star

Registered: 11/03/03
Posts: 271
Loc: Oklahoma
Yes. Co-signers on the note.

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#376286 - 06/22/05 05:59 PM Re: Co-borrower's Signatures
corkygirl Online
Power Poster

Registered: 09/29/04
Posts: 4236
Loc: middle of the country
I would have the co-signer sign every document that relates to the credit transaction he/she is agreeing to co-sign for. I might not have a co-signer sign any disclosure relating to the collateral. Just my opinion, for what it's worth.
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