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#376549 - 06/23/05 03:34 PM CTR question
BankerKB Offline
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BankerKB
Joined: Jan 2005
Posts: 288
I have a basic CTR question I am blanking on. If you have a customer who cashed a check for over 10,000 do you have to check item #34 deposit/withdrawal or not. I know I fill out all of Section A, check item e for conducted on own behalf, and check item #32 negotiable item cashed and item #27 is filled in with the dollar amount. Thanks!!!
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#376550 - 06/23/05 04:45 PM Re: CTR question
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#376551 - 06/23/05 04:51 PM Re: CTR question
BankerKB Offline
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BankerKB
Joined: Jan 2005
Posts: 288
I see that I don't need to check line #34 in this instance. I have another question. Do I need to list an account number affected since this was a bank check cashed against the bank and no account number. Can I leave it blank??
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#376552 - 06/23/05 05:09 PM Re: CTR question
Anonymous
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You would list the account number if it affected an account at your financial institution

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#376553 - 06/23/05 06:40 PM Re: CTR question
GuitarDude Offline
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GuitarDude
Joined: Nov 2004
Posts: 5,925
So Cal
If a customer withdraws from his/her own account either by w/d slip or on-us check, you would list the account number. If the person is merely cashing an on-us check someone else issued or a Cashier's Check, M/O, etc., then no account number is listed.
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#376554 - 06/23/05 09:00 PM Re: CTR question
devsfan Offline
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Joined: Jun 2004
Posts: 1,927
NYC
GuitarDude, Are you sure that your answer is correct? If a person cashes an on-us check, why would we not indicate the account number of the maker on the CTR?

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#376555 - 06/23/05 09:25 PM Re: CTR question
Dottie Offline
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Joined: Oct 2004
Posts: 113
I agree with the no account number for cashier's check or money order, but I believe that you do list the account number for a check cashed on an on-us customer.

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#376556 - 06/25/05 06:14 PM Re: CTR question
Anonymous
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If the account number affected by the transaction is at your bank, you must list the number. If someone is conducting an investigation, they will send a subpoena and they will need the account number.

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#376557 - 06/27/05 04:08 PM Re: CTR question
David Dickinson Offline
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David Dickinson
Joined: Nov 2000
Posts: 18,762
Central City, NE
Quote:

If the account number affected by the transaction is at your bank, you must list the number. If someone is conducting an investigation, they will send a subpoena and they will need the account number.



This is correct.
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