Take a look at today's WSJ...here we go again...on one hand, the Regulators are looking for banks to file SARs on suspicious activity...and FinCEN is saying that many of the SARs being filed are of little value. And we Bankers are stuck in the middle. Here is an example: a customer who had a fairly inactive account, with a low balance, withdraws $ 7,000 in cash one day, then comes back the next day and withdraws $ 6,000 in cash...is that a SAR? This is the type of transaction that falls into the grey area...we need some guidance on what is suspicious and what is not suspicious.