We have a similar situation with WU agent that we are requiring MSB registration since the company cashes checks in excess of $1,000- separate from the WU transaction. I have a question to add to the WU agent question- CDD on WU agent shows large number of money orders payable to business, all slightly less than $1,000 each and may total 3,000 to 4,000 in a single deposit. when added to the transaction currency exceeds $10,000. WU agent and owner of business same individual. my suspicous mind thinks they may be converting cash to MO to avoid CTR?