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#417127 - 09/01/05 02:50 AM More New 2004 CRA data
Len S Offline
Diamond Poster
Joined: Oct 2004
Posts: 2,084
Connecticut
Beginning next week GeoDataVision will post another new report extracted from the recently released CRA Aggregate & Disclosure database. The new Report will delineate the Assessment Area concentration ratios of all reporting lenders The results are surprising. With the Report you will be able to compare your bank AA Concentration Ratio to any and all others in the country. GeoDataVision welcomes suggestions from BOL readers regarding reports of interest in the CRA database and the HMDA database. GeoDataVision National Database Reports
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#417128 - 09/01/05 08:36 PM Re: More New 2004 CRA data
Len S Offline
Diamond Poster
Joined: Oct 2004
Posts: 2,084
Connecticut
As a preview of the data thought the following information would be of interest to Intermediate-small banks:

The 8th largest originator of Small Business loans in the entire country with 267,105 small business loans is an IS lender and won't have to report loans next year! Guess who it is?

There are 1,217 IS banks that reported originating small business loans last year. Of these IS lenders:
846 (70%) had fewer than 500 SB originations (10/week)
505 (42%) had fewer than 250 SB originations (5/week)

The average number of SB originations for the entire group was 437 (i.e., 8/week). Now how much money are most of these banks going to save if they choose not to report next year?
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CRA Exam Preparation, CRA Performance Evaluations, Key Performance Benchmarks, & maps

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#417129 - 09/06/05 07:40 PM Re: More New 2004 CRA data
Len S Offline
Diamond Poster
Joined: Oct 2004
Posts: 2,084
Connecticut
As of 3 pm on September 6, the Assessment Area Concentration ratios are now available at GeoDataVision Special CRA Reports
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CRA Exam Preparation, CRA Performance Evaluations, Key Performance Benchmarks, & maps

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