Don I guess I was reading the question as CRA CD credit, verses CRA credit.
Sorry for the confusion. We don't do any loans just because they report on the LR so my mind wasn't working the same way yours was
We could care less of a loan reports on the LR, but do sometimes make an extra effort for approval if it meets CRA CD standards. Those are rarely church loans though.
And as KC points out, CRA reportability (CD or LR) never is a factor when a loan won't stand on it's own.