You are taking the prudent course of action. By collecting the data for the remainder of the year and reporting it you are preserving your right to be evaluated under the familiar tests under which you have performed successfully the last 10 years. As long as you have reported your annual data you will have the option to be evaluated under either the ISB or the Large Bank test. It's a no-lose proposition.
Technically you didn't stop reporting data in September because you report only once per year at the end of February. You may have stopped collecting the data on September 1. But you can resume your old data collection system and collect the data for the balance of the year and then submit your entire year's data before March 1, 2006 and you will be ok.
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