Good afternoon from another corner of Cape Cod, Michelle!
If it's your customer's signature that is forged, you may have already missed the return date. The midnight deadline applies in such cases. That means if you're reviewing the checks that posted on Monday, 4/10/06, you have until midnight on Tuesday (today, 4/11/06) to return them for signature.
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John S. Burnett
BankersOnline.com
Fighting for Compliance since 1976
Bankers' Threads User #8