Authentication as to password and system entry - multi-factor authentication?
The multi-factor authentication wouldn't necessarily be an issue on an application because there is nothing available but a blank form. Something has to come first, the chicken or the egg. You give the app, they become a customer, now they need MFA to get into their account.
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AndyZ CRCM
My opinions are not necessarily my employers.
R+R-R=R+R
Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell