If you decide to disclose (and I don't argue against disclosure), be sure you explain how ATM and ACH transactions, POS payments, loan payment transfers, bill payments, home banking transfers, and other non-paper-check items will be included in your posting hierarchy. And that checks that are converted to ACH transfers (RCK, ARC, POP, BOC) will get posted in the same order as other ACH transfers, rather than the order in which paper checks are posted.
This is the sort of challenge that often dissuades banks from making a total disclosure of their posting orders.
_________________________
John S. Burnett
BankersOnline.com
Fighting for Compliance since 1976
Bankers' Threads User #8