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January 21, 2015
HMDA Soup to Nuts
David Dickinson

January 22, 2015
Navigating the Treacherous Waters of IRA Rollovers, Transfers and Beneficiary Payouts
Patrice Konarik

January 28, 2015
Mortgage Life Cycle
Part I
David Dickinson and Jerod Moyer

February 2, 2015
Answer HSA Questions with Confidence
Whitney Johnson

February 3, 2015
BSA/AML Compliance: Recent Developments and Common Errors
Ken Golliher

February 4, 2015
Mortgage Life Cycle
Part II
David Dickinson and Jerod Moyer

February 5, 2015
Annual Lending Compliance Recap
John Burnett and Andy Zavoina



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#660363 - 01/03/07 12:13 PM IS Bank Question?
ComplianceFool Offline
Gold Star

Registered: 04/26/04
Posts: 421
Loc: SXM ;) Wishful thinking!
We've been lucky for several years, to have remained classified a small bank for CRA purposes. However, with OTS adopting the Intermediate Small Bank designation, we now fall into that category. We've been rated Outstanding for our last two exams under the small bank standards. Is anyone aware of a spreadsheet or similar tool that has a side-by-side comparison of the CRA requirements for the two so that I can easily see what we need to do? TIA!
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Had I known I'd be doing this for 30 years, I would have run faster than Forrest Gump!

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CRA
#661375 - 01/04/07 04:37 PM Re: IS Bank Question? [Re: ComplianceFool]
Len S Offline
Diamond Poster

Registered: 10/14/04
Posts: 1357
Loc: Connecticut
The biggest difference is going to be your need to get a satisfactory rating on "community development" activities. As a small bank this was not an issue, but with ISB's this is absolutely critical because you must get a satisfactory performance rating on your community development activities in order to be eligible for a composite satisfactory PE. (unless you voluntarily file and maintain your elective to be evaluated under the Large Bank Tests)
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CRA Exam Preparation, CRA Performance Evaluations, Key Performance Benchmarks, & maps

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