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December 3, 2014
Overdrafts: Latest Regulatory Feedback, Guidance & Best Practices Webinar
David Dickinson and Jerod Moyer

December 4, 2014
Freebies, Bonuses and Contests
John Burnett and Andy Zavoina

December 9, 2014
Bankruptcy: Creditor Do's and Don'ts
Sam Ott

December 10, 2014
Branch Audits: What Is Going On Out There?
Patricia Cashman

December 11, 2014
Setting up New Accounts for Trusts
Mary Beth Guard

December 17, 2014
Integrated Disclosures - An Implementation Strategy
Mary Beth Guard and Jack Holzknecht

December 18, 2014
Loan Review Best Practices for a Community Bank
Bob Fritzlan

December 19, 2014
PREPAID PRODUCTS - Understanding the CFPB Proposal
John Burnett



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#660363 - 01/03/07 12:13 PM IS Bank Question?
ComplianceFool Offline
Gold Star

Registered: 04/26/04
Posts: 421
Loc: SXM ;) Wishful thinking!
We've been lucky for several years, to have remained classified a small bank for CRA purposes. However, with OTS adopting the Intermediate Small Bank designation, we now fall into that category. We've been rated Outstanding for our last two exams under the small bank standards. Is anyone aware of a spreadsheet or similar tool that has a side-by-side comparison of the CRA requirements for the two so that I can easily see what we need to do? TIA!
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Had I known I'd be doing this for 30 years, I would have run faster than Forrest Gump!

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CRA
#661375 - 01/04/07 04:37 PM Re: IS Bank Question? [Re: ComplianceFool]
Len S Offline
Diamond Poster

Registered: 10/14/04
Posts: 1342
Loc: Connecticut
The biggest difference is going to be your need to get a satisfactory rating on "community development" activities. As a small bank this was not an issue, but with ISB's this is absolutely critical because you must get a satisfactory performance rating on your community development activities in order to be eligible for a composite satisfactory PE. (unless you voluntarily file and maintain your elective to be evaluated under the Large Bank Tests)
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CRA Exam Preparation, CRA Performance Evaluations, Key Performance Benchmarks, & maps

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