This issue has been discussed several times. If you click search on the tool bar at the top of the page, lock on to "all forums" type in "verify funds" and set the search for only 1 year you will find several threads. If you find one you like and want to attempt to revive the discussion post at the end raising whatever issue interests you.
Welcome.
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In this world you must be oh so smart or oh so pleasant. Well, for years I was smart. I recommend pleasant.