From the language on the New Jersey Lottery web site, merchants are required to open a separate account for their lottery ticket sales:
You will be instructed to open a separate account at your bank for Lottery funds. This is to be an Electronic Fund Transfer account.
From my perspective, you would be taking the lottery commission's money, not your customer's, and they would probably take a dim view of your decision.
_________________________
In this world you must be oh so smart or oh so pleasant. Well, for years I was smart. I recommend pleasant.