| Clues Across |
| 1. |
A mortgage in which the interest rate is adjusted periodically |
| 2. |
A promise by one party to pay the obligation of another |
| 4. |
Ginnie Mae |
| 7. |
The right of a lender to demand payment in full upon default |
| 9. |
Private mortgage insurance |
| 10. |
Monthly housing expense consisting of principal, interest, taxes and insurance |
| 12. |
Federal law that allows consumers to review settlement cost information |
| 14. |
A loan that is amortized for a longer period than the term of the loan |
| 16. |
Shared appreciation mortgage |
| 17. |
Mortgage insurance premium |
| 18. |
Federal law that requires lenders to make credit available without discrimination |
| 19. |
Freddie Mac |
| 20. |
(two words, NO spaces) A type of protection against defects in the title to real estate |
| Clues Down |
| 1. |
An estimate of the value of property |
| 2. |
A type of mortgage where the payments increase for a specified period and then level off |
| 3. |
The Federal law requiring disclosure of the annual percentage rate to a home buyer (or other consumer borrower) |
| 5. |
One of the informational items required to be disclosed by #3 down |
| 6. |
Prepaid interest assessed at closing by the lender |
| 8. |
A limit on the interest rate or monthly payment on an adjustable rate mortgage |
| 11. |
Type of mortgage financing that involves the Department of Veterans Affairs |
| 12. |
Reverse annuity mortgage |
| 13. |
Pledged account mortgage |
| 14. |
A mortgage that covers more than one piece of real estate |
| 15. |
The interest rate offered by a group of London banks |
| 19. |
Fannie Mae |
